iPhone prices in Pakistan are constantly increasing, and even older models are out of reach for many in Pakistan. An Apple premium phone now feels like a heavy financial decision, as PTA taxes add to the price.

But in the midst of this situation, some relief has come as you can get new installment options that are now available that allow buyers to own iPhones without paying the full amount, making the devices a bit more accessible to those who prefer to pay in monthly installments.

New installment-based financing options make premium Apple devices more accessible than ever. The newly launched scheme allows customers to purchase select iPhone models on easy monthly payments, including a 0% markup option for up to 12 months, reducing the burden of upfront costs amid rising inflation and currency pressures.

You can now get Apple iPhone 13 (128GB) – Midnight, and Apple iPhone 14 (128GB) – Midnight. Customers can choose flexible payment plans ranging from 6 months to 36 months depending on eligibility and preference. However, the interest free benefit is strictly limited to 12 months plan duration or less.

iPhone 13 (128GB) – Rs. 189,999

• 6 months: Rs 31,667/month
• 12 months (0% markup): Rs 15,833/month
• 24 months: Rs 10,045/month
• 36 months: Rs 7,454/month

iPhone 14 (128GB) – Rs. 210,000

• 6 months: Rs.35,000/month
• 12 months (0% markup): Rs 17,500/month
• 24 months: Rs 11,103/month
• 36 months: Rs 8,239/month

With premium smartphones becoming increasingly expensive in Pakistan due to inflation and currency devaluation, installment-based purchases have increasingly become a preferred option for many consumers. The 12-month zero markup plan is already being highlighted as the most attractive choice among buyers.

Interested customers can apply through HBL installment eligible options. For details on eligibility, documentation, and payment procedures.

While financing is available for up to 36 months, the 0% markup facility is applicable only for projects up to 12 months. Customers are advised to carefully review the banking terms, card eligibility, and financing terms before applying.

iPhone 17 installment plans in Pakistan starting from Rs 23000 per month